If you have recently purchased an Apple iPhone, iPad or MacBook, you need not wonder how you can use Apple Cash and Apple Pay Services across your mobile phone, desktop and browsers to send and receive cash as well. You’ll be glad to know that this quick guide will show you how to send money with Apple Pay, as well as explaining more about how to send money Apple Cash And what are the differences. To currently send and receive money with Apple Cash, you must be at least 18 years old and a resident of the United States. If you’re under 18 in the United States, your family organizer can set up Apple Cash for you as part of Apple Cash Family. Then, you can send and receive money with Apple Cash.
What is the difference between Apple Cash and Apple Pay?
If you are wondering what are the differences between Apple Cash and Apple Pay. Apple Cash takes the form of a digital card in the Apple Wallet app that lets you send and receive money in Apple Messages or Wallet. Any money you receive this way will appear on your Apple Cash card in your Apple digital wallet. You can then spend that money online, in major stores and in other apps and websites using Apple Pay.
Apple created its own Pay service to enable users to make secure, contactless purchases using Apple Cash, Apple Card (Apple Credit Card), as well as other external credit and debit cards that you’ve added to your digital wallet on your iPhone or MacBook. You can view the Apple Cash balance on your Apple Cash card by visiting the Wallet app on your iPhone by going to settings > Wallet and Apple Pay.
You can easily add money to your Apple Cash card once you add a debit card to your Apple Wallet app. Any money you receive via messages from friends and family is automatically added to the Apple Cash balance in your Wallet. It’s worth noting that if you’re under 18, money can only be added to your Apple Cash card when someone sends it to you. Any daily cash back from your Apple credit card is also credited to your Apple Cash card balance.
How to send money with Apple Pay
If you want to send money with Apple Pay, there are a number of ways to do so. First, we’ll cover how to send multiple Messages app using Apple Cash. Any money you send will be drawn from your Apple Cash balance by default. Although you can send money directly from your debit card if you prefer and they will cover that after that. First, we’ll cover how to send money with Apple Pay using Messages.
1. Open the Apple Messages app and start a new conversation or tap on an existing conversation that may already be in progress
2. Tap on the Apple Cash button, as shown in the image above right above the $25 icon on the left side (the third icon on the left side)
3. If the recipient cannot receive the payment sent via Apple Cash at this time, you will be notified. Otherwise, go to step four.
4. Enter the amount you wish to send to your messaging contact
5. Start the conversion by clicking on the Submit button
6. Confirm the payment using face authentication or Touch ID.
If you wish to cancel the payment, this is possible before the recipient accepts the funds. You can also respond to a money request in the same way by simply clicking on the request in the messaging app.
Apple Watch
If you want to send money via the Messages app from your watch, follow the instructions below.
1. Open Messages on your Apple Watch
2. Tap the App Store button next to the message box on your Apple Watch
3. Enter the amount you wish to send using the plus and minus signs or turning the Digital Crown
4. Confirm the amount by clicking submit
5. Confirm your payment by double-clicking the side button on your watch
Send money from the Wallet app with Apple Cash
1. Open the Wallet app on your iPhone and tap on Apple Cash Card
2. Choose whether you want to send or request money
3. Enter the amount you wish to send or request
4. Start the process by pressing Submit for Review
5. Confirm the amount you wish to send or receive using Face or Touch ID or simply enter your passcode as per your preference
Use a debit card to send money
As explained earlier in this article, the Apple Cash balance is used to send money by default but you can change the payment method after adding the debit card to your wallet. Apple will show you the current debit cards available when you confirm the amount you’re sending. Apple also allows you to not use your Apple Cash balance by default by turning it off under Payment method.
Request a payment from your iPhone
1. Open the Messages app on your iPhone
2. Select an existing chat or start a new chat
3. Tap on the Apple Cash button and enter the amount you wish to request from your contact
4. Confirm the amount by pressing the Send button, just as you would a message.
5. Wait for a family member or friend to send you money 🙂
If you need further assistance when using Apple Cash or Apple Pay with your iPhone, iPad, or Mac computer, it may be helpful to contact Apple directly by visiting the official support site or booking an appointment with an Apple Genius Bar representative.
Filed Under: Apple, Guides
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